Occupation: Program manager
Industry: Manufacturing/defense
Age: 33
Location: Huntsville, AL
Salary: The annual salary of $321,000 is joint between myself and my husband, T. My salary alone is $179,000.
Assets: Primary residence: $260,000 value ($201,000 mortgage). Future home under construction: $280,000 value ($151,000 mortgage). Car one: $19,000 value ($9,000 loan). Car two: $31,000 value ($35,000 loan). 401(k)s: $352,000. Other stocks and crypto: $96,000. Cash savings: $43,000. My husband and I have separate bank accounts, investment accounts, mortgages and car loans, but strategize and track our finances jointly.
Debt: $14,000 in liabilities to contractors on the house project; $2,000 on a no-interest credit card.
Paycheck Amount (biweekly): $7,973
Pronouns: She/her
Industry: Manufacturing/defense
Age: 33
Location: Huntsville, AL
Salary: The annual salary of $321,000 is joint between myself and my husband, T. My salary alone is $179,000.
Assets: Primary residence: $260,000 value ($201,000 mortgage). Future home under construction: $280,000 value ($151,000 mortgage). Car one: $19,000 value ($9,000 loan). Car two: $31,000 value ($35,000 loan). 401(k)s: $352,000. Other stocks and crypto: $96,000. Cash savings: $43,000. My husband and I have separate bank accounts, investment accounts, mortgages and car loans, but strategize and track our finances jointly.
Debt: $14,000 in liabilities to contractors on the house project; $2,000 on a no-interest credit card.
Paycheck Amount (biweekly): $7,973
Pronouns: She/her
Monthly Expenses
Monthly Housing Costs: Primary residence: $1,132; future home: $1,545
Monthly Loan Payments: Car one: $380; car two: $880
All Other Monthly Expenses:
Gym: $250
Tennis Club: $167
Online Yoga: $30
Apple Fitness: $10
Netflix: $17
NY Times: $13
Spotify: $12
Utilities: $240
Internet & Cell Phone: $175
Car & Umbrella Insurance: $162
Investments: $350
Savings: $1,275
Biweekly Expenses:
Maid Service: $120
Health Insurance & FSA: $472
Life & Disability Insurance: $73
401(k)s: $1,383
Company Stock Purchase Plan: $310