Occupation: Software Engineer
Industry: Banking
Age: 33
Location: Columbus, OH
Salary: $80,000 base + $5,000-$10,000 bonus + $2,400 in yearly child support.
Net Worth: ~$206,000 (savings: $5,000, 401(k): $84,000, pension: $12,000, investment account for my daughter: $2,500, house: $230,000 value, car: $11,000 (paid off) minus debt).
Debt: Mortgage: $126,000, 401(k): $8,400, credit card debt: $2,500, student loan: $800.
Paycheck Amount (2x/month): $2,443.27
Pronouns: She/her
Industry: Banking
Age: 33
Location: Columbus, OH
Salary: $80,000 base + $5,000-$10,000 bonus + $2,400 in yearly child support.
Net Worth: ~$206,000 (savings: $5,000, 401(k): $84,000, pension: $12,000, investment account for my daughter: $2,500, house: $230,000 value, car: $11,000 (paid off) minus debt).
Debt: Mortgage: $126,000, 401(k): $8,400, credit card debt: $2,500, student loan: $800.
Paycheck Amount (2x/month): $2,443.27
Pronouns: She/her
Monthly Expenses
Mortgage: $910 (I bought my house five years ago and live with my daughter, H., and adult nephew, S.).
Credit Card: $280
Student Loans: $0 (deferred).
401(k) Loan Repayment: $220 (deducted from paycheck).
Electricity: $310
Phone Bill: $260 (this covers me, my daughter and an adult niece who does not live with me).
Gas: $104
Streaming Services: $94
Car Insurance: $91
Online Telehealth Service: $79
Home Warranty: $62
Water Bill: $50 (paid by my nephew).
Internet: $40 (paid by my nephew).
Gym: $24
401(k): $500 (I contribute 7% and my company matches plus an additional 3%).
Daughter’s Investments: $100
House Savings: $100
Vacations Savings: $800
Daughter’s Weekly Allowance: $25/week
Gymnastics: $266 (quarterly).