Occupation: Realty Specialist
Industry: Government
Age: 31
Location: Bay Area, CA
Salary: $80,100
Net Worth: $358,702 (checking: $1,655, HYSA: $8,949, Acorns investing: $2,122, TSP (retirement): $106,404, KBB car value: $22,000, home value: $472,300, minus debt).
Debt: Mortgage: $240,728, personal loan: $14,000 (used to replace the plumbing in my house).
Paycheck Amount (biweekly): $1,831
Pronouns: She/her
Industry: Government
Age: 31
Location: Bay Area, CA
Salary: $80,100
Net Worth: $358,702 (checking: $1,655, HYSA: $8,949, Acorns investing: $2,122, TSP (retirement): $106,404, KBB car value: $22,000, home value: $472,300, minus debt).
Debt: Mortgage: $240,728, personal loan: $14,000 (used to replace the plumbing in my house).
Paycheck Amount (biweekly): $1,831
Pronouns: She/her
Monthly Expenses
Mortgage: $1,048
Personal Loan: $500-$800 ($485 minimum) depending on my spending for the month.
TSP: $884 (pre-tax).
Life insurance: $26 (pre-tax).
Health Insurance: $224 (pre-tax).
Dental: $26 (pre-tax).
Savings: $380
Acorns: $33
Internet: $70
Cell Phone: On my mom’s plan.
Electric: $30-$100, depending on season.
Trash: $41
Water: $35
Home Security: $47
Yard Maintenance: $110
Gym: $23
Streaming Services: $48 (shared with my boyfriend, mom, and sister).
Annual Expenses:
Property Tax: $4,100
Home Insurance: $964
Car Insurance: $1,800
Car Registration: $295
Costco: $60 (my half, split with my sister).