Occupation: Software Engineer
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: $578,000 total comp ($260,000 base + $255,000 stock + $52,000 expected bonus + $10,000 401(k) match + $1,000 HSA contribution)
Net Worth: $850,000 ($320,000 RSUs + $115,000 in a brokerage account + $245,000 in retirement accounts + $90,000 in crypto + $70,000 in NYC apartment equity + $10,000 HSA)
Debt: $255,000 left on my mortgage for my NYC apartment. I also usually carry about $10,000 on my credit card, but I pay it off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Industry: Artificial Intelligence
Age: 30
Location: San Francisco, CA
Salary: $578,000 total comp ($260,000 base + $255,000 stock + $52,000 expected bonus + $10,000 401(k) match + $1,000 HSA contribution)
Net Worth: $850,000 ($320,000 RSUs + $115,000 in a brokerage account + $245,000 in retirement accounts + $90,000 in crypto + $70,000 in NYC apartment equity + $10,000 HSA)
Debt: $255,000 left on my mortgage for my NYC apartment. I also usually carry about $10,000 on my credit card, but I pay it off every month.
Paycheck Amount (2x/month): $5,700
Pronouns: she/her
Monthly Expenses
Rent: $1,432 (rent-controlled studio apartment in SF)
Apartment Mortgage: $1,032 on a pied-a-terre co-op in NYC
Apartment HOA/Taxes: $598
HSA: $101.92
Netflix: $10
Google Storage: $1.66
Cell Phone Plan: $220 (I pay for the plan for my immediate family)
Utilities: $98
Internet: $50
Domain Names: $2.50
Web Hosting: $25
Donations: $100
Retirement Savings: At the beginning of the year, I usually put all of my yearly bonus into my retirement savings (my company has a 50% match) so I don’t consider it a monthly expense.