Occupation: Marketing Manager
Industry: Tech
Age: 29
Location: Twin Cities, MN
Salary: $110,000
Net Worth: $102,000 (I’m happy to have cleared six figures here, as my car is finally paid off as of last month. The breakdown is as follows: $13,000 in a Certificate of Deposit (CD) account, $33,000 in a Roth IRA, $51,000 in a traditional 401(k), $500 in an HSA, and $4,500 in the stock market. I’m starting to build up an emergency fund now that I’m debt-free. My plan for emergencies until I have enough saved in a traditional savings account is to dip into my CD account and just pay the early withdrawal penalty.)
Debt: $0
Paycheck Amount (2x/month): $2,473
Pronouns: She/they
Industry: Tech
Age: 29
Location: Twin Cities, MN
Salary: $110,000
Net Worth: $102,000 (I’m happy to have cleared six figures here, as my car is finally paid off as of last month. The breakdown is as follows: $13,000 in a Certificate of Deposit (CD) account, $33,000 in a Roth IRA, $51,000 in a traditional 401(k), $500 in an HSA, and $4,500 in the stock market. I’m starting to build up an emergency fund now that I’m debt-free. My plan for emergencies until I have enough saved in a traditional savings account is to dip into my CD account and just pay the early withdrawal penalty.)
Debt: $0
Paycheck Amount (2x/month): $2,473
Pronouns: She/they
Monthly Expenses
Rent: $1,160 for a one-bedroom apartment, including utilities
Internet/Phone: $0 (covered by work)
401(k): $1,500 (I try to max out my contributions every year)
Vacation Fund: $200
Emergency Savings: $600
Spotify: $2 (on a family plan; I pay my brother monthly)
Netflix/Hulu/HBO: $0 (my brother’s)
Medical/Dental: $0 (work covers premiums)
Vision: $30.21 (work also covers vision premiums, but I opted for a premium plan)
HSA: $100