I’m 28, I Make $361,000 & My Net Worth Is Over $1 Million

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I’m 28, I Make 1,000 & My Net Worth Is Over  Million


Occupation: Engineer
Industry: Tech
Age: 28
Location: Northern California
Salary: $361,000 ($196,000 base, ~$15,000 bonus, ~$150,000 of RSUs being released this year).
Net Worth: $1,071,000 (house: $759,000, retirement: $210,000, investments: $520,000, HSA: $6,000, HYSA: $26,000, checking account: $7,000, minus mortgage: $457,000).
Debt: Mortgage: $457,000.
Paycheck Amount (2x/month): $4,678
Pronouns: She/her

Monthly Expenses
Rent: $790 (I split a room 50/50 with my partner, T., in San Francisco. We live in a four-bedroom apartment with some of my closest friends).
Mortgage: $1,920 (I have a house in a vacation town and we go between the two places).
Utilities: $565 (house + apartment).
Phone: $0 (work pays).
Health Insurance: $80
Home Insurance: $480
Car Insurance: $60
401(k): $975
HSA: $200
Investments: $1,500
Climbing Gym: $90
The New York Times: $20

Annual Expenses
Amazon Prime: $140
Ski Pass: $550
Credit Card: $95
CalTopo: $50



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