Occupation: Scientist
Industry: Biotech
Age: 27
Location: Michigan
Salary: $60,000
Net Worth: ~$6,000 ($2,200 in checking, $13,300 in savings, $5,600 in investments, $12,000 in retirement, minus $27,000 in federal student loans).
Debt: $27,000 in student loans.
Paycheck Amount (2x/month): $1,911
Pronouns: She/her
Industry: Biotech
Age: 27
Location: Michigan
Salary: $60,000
Net Worth: ~$6,000 ($2,200 in checking, $13,300 in savings, $5,600 in investments, $12,000 in retirement, minus $27,000 in federal student loans).
Debt: $27,000 in student loans.
Paycheck Amount (2x/month): $1,911
Pronouns: She/her
Monthly Expenses
Rent: $702.50 (I share a two-bedroom with a roommate).
Student Loans: $300 (my loans are on pause but I pay what I can).
Gym Membership: $10
Spotify: $10
Phone: $45
Health Insurance: $0 (thankfully, my plan through work has no premium).
Utilities: $60-$70
Retirement Contribution: $750 (15% of my income, my company doesn’t match).
Savings Contribution: $400
Investments: $100
Annual Expenses
Car Insurance: $850
Renter’s Insurance: $140
Streaming Services: $140