Industry: Financial Services
Age: 25
Location: New York, NY
Salary: $100,000 (plus bonus, which was $14,000 last year).
Net Worth: $105,000 ($16,000 in checkings and savings, $64,000 in investment accounts and $25,000 in my 401(k) account).
Debt: $0
Paycheck Amount (biweekly): $2,298 (after taxes and the deductions listed below).
Pronouns: She/her
Monthly Expenses
Rent: $1,189 (I live in a two-bedroom, one-bathroom apartment with one roommate).
Utilities: $120–$150 (my half of the internet, gas and electric payments).
Phone: $0 (my dad used to work for a phone service provider so we are grandfathered into a cheap family plan and my parents continue to pay for my portion).
Health Insurance: $0 (taking advantage of the last year on my parents’ plan).
Renter’s Insurance: $10
Commuter Benefits Program: $75
iCloud Storage: $0.99
Streaming Services: $0 (I mooch off my boyfriend, T., and roommate).
Spotify: $0 (my dad pays for our family plan).
ACC Donation: $30
Planned Parenthood Donation: $50
Identity Guard: $4.62 (deducted from my paycheck).
FSA: $19.24 (deducted).
401(k): $461.54 (deducted).
Roth IRA: $307.70 (deducted).
Life Insurance: $8.30 (deducted).