Occupation: Medical Writer
Industry: Pharma
Age: 25
Location: Triangle Area, NC
Salary: $110,000
Net Worth: -$106,000 (savings: $1,200, HYSA: $15,000, IRA: $2,600, 401(k): $1,500 minus debt)
Debt: $126,000 in student loans
Paycheck Amount (biweekly): $2,856
Pronouns: She/they
Industry: Pharma
Age: 25
Location: Triangle Area, NC
Salary: $110,000
Net Worth: -$106,000 (savings: $1,200, HYSA: $15,000, IRA: $2,600, 401(k): $1,500 minus debt)
Debt: $126,000 in student loans
Paycheck Amount (biweekly): $2,856
Pronouns: She/they
Monthly Expenses
Rent: $466, water included (I live in an apartment with one roommate)
Student Loan Payment: $20
OrangeTheory: $119
Climbing Gym: $4
Utilities: $20
Internet: my work pays
HYSA: $2,000 or more (aggressively adding to this to use towards student loans after payments restart/I receive my $10,000 forgiveness)
HSA: $800
High Deductible Health Plan: $64
Cell Phone: on my parents’ plan
401(k): $500
Roth IRA: $500
Spotify/Hulu: $10.74 (I get other streaming services through friends and family)