Occupation: Administrative Assistant
Industry: Manufacturing
Age: 25
Location: Grand Rapids, MI
Salary: $47,840 (I also expect to get a $5,000 bonus).
My Husband’s Salary: $41,600
Net Worth: -$27,459 (personal checking: $100, joint checking: $631.88, HYSA: $9,368.58, 401(k)s: $8,500, Roth IRAs: $3,500, travel savings: $775.25, school savings account: $364.06, value of car: $8,000, minus debt. My husband and I maintain our own separate checking accounts for our own spending and we will often take turns paying for food etc. out of those if we are together. We share a joint checking account for all of our shared expenses including rent, car insurance, groceries etc. We also share a credit card and consider our finances shared).
Debt: $58,699 (my student debt: $3,560, my husband’s student debt: $53,000, shared credit card debt: $939.77, my husband’s credit card debt: $1,200).
My Paycheck Amount (weekly): $517
My Husband’s Paycheck Amount (biweekly): $1,200
Pronouns: She/her
Industry: Manufacturing
Age: 25
Location: Grand Rapids, MI
Salary: $47,840 (I also expect to get a $5,000 bonus).
My Husband’s Salary: $41,600
Net Worth: -$27,459 (personal checking: $100, joint checking: $631.88, HYSA: $9,368.58, 401(k)s: $8,500, Roth IRAs: $3,500, travel savings: $775.25, school savings account: $364.06, value of car: $8,000, minus debt. My husband and I maintain our own separate checking accounts for our own spending and we will often take turns paying for food etc. out of those if we are together. We share a joint checking account for all of our shared expenses including rent, car insurance, groceries etc. We also share a credit card and consider our finances shared).
Debt: $58,699 (my student debt: $3,560, my husband’s student debt: $53,000, shared credit card debt: $939.77, my husband’s credit card debt: $1,200).
My Paycheck Amount (weekly): $517
My Husband’s Paycheck Amount (biweekly): $1,200
Pronouns: She/her
Monthly Expenses
Rent: $400 rent (my half, $800 total).
Electricity: $30-$50 (my husband pays).
Husband’s Student Loans: $450 (when they resume).
My Student Loans: $75 (when they resume).
Health/Dental Insurance: $480
Car Insurance: $235
Hulu: $14.99
Spotify: $12.99
Online Pilates Membership: $30
Travel Savings: $100 (my husband contributes the same).
HYSA: $200 (husband contributes the same).
School Savings: $200
Compost: $14
Cell Phone: $40
Annual Expenses
Chase Sapphire Reserve: $625 for two cards.